Whole Life Insurance Explained

[ad#ad-1]

One of the reasons life insurance as a subject seems confusing is because the terminology used when talking about it is fairly incomprehensible to a layman. It’s unfortunate, because basic life insurance concepts really aren’t that difficult to understand. I’ll start with some definitions in the article and I guarantee that 500 words from now you will ‘get’ the basics, Continue reading “Whole Life Insurance Explained”

How Does Life Insurance Work

[ad#ad-1]

Life insurance is not high on the list of things people walk to think about, or chat with friends about in their spare time. Anything that involves acknowledging our own mortality is by definition hardly a recreational activity! However, rather than letting it get you down or having the question of “How Does Life Insurance Work” in the back of your mind as something you are putting off, if you will take just a little time to find out how life insurance works, you can actually turn the whole prospect into something positive, and here’s how: Continue reading “How Does Life Insurance Work”

Advantages Of Whole Life Insurance

[ad#ad-1]

A whole life Insurance plan is something that is normally applied for by people who are prepared to pay more for life insurance in return for the assurance that their policy will be in effect for their entire life, as long as they pay their premiums. While there are disadvantages, whole life insurance advantages make it the right policy for some people. The primary advantage of whole life compared to term life insurance is that you won’t find yourself, 20 or 30 years after doing what you thought was the responsible thing in buying term life, suddenly Continue reading “Advantages Of Whole Life Insurance”

Cheap Life Insurance

[ad#ad-1]

Life Insurance is something to which every responsible person should attend, if they have a family or loved ones who would be negatively impacted financially by their untimely absence. No one likes to think about things like this, but finding and buying an insurance policy should actually be approached aggressively because of the Continue reading “Cheap Life Insurance”

Different Types Of Life Insurance Explained

[ad#ad-1]

A life insurance policy is simply a contract between the policyholder and the insurance company. There is a wide variety of different types of life insurance policies but the concept is simple: by taking out a life insurance policy, you are transferring the risk of your death and the lost earnings this would represent for your loved ones, to the insurance company, at the expense of paying premiums over a certain period. Life insurance provides the policyholder peace of mind, knowing that people he or she cares about will be provided for should he/she die. It also provides those named as beneficiaries to the policy very real security if this happens. Continue reading “Different Types Of Life Insurance Explained”

How Much Does Life Insurance Cost

[ad#ad-1]

The costs associated with a life insurance policy are hard to determine simply because of the many factors associated with each and every policy out there. From there, you will need to determine how much life insurance you will need. In all likelihood the greater the number of your dependents the larger the policy coverage you’ll want to purchase, which ultimately means Continue reading “How Much Does Life Insurance Cost”

Exclusive Life Insurance Leads

[ad#ad-1]

Before the internet, agents were condemned to do real life seminars and other cost-heavy procedures in order to obtain their exclusive life insurance leads. Now, with the emergence of the World Wide Web, a whole new way of doing business has emerged. This has at times been called “attraction marketing” as well as other things and I will outline the basic gist of it in this article. Continue reading “Exclusive Life Insurance Leads”

What Is Universal Life Insurance

[ad#ad-1]

What is a universal life insurance policy? With universal life, a cash value for the policy is established when the premium payments are greater than the cost of insurance each month. That cash value accrues interest from which is subtracted a cost of insurance (COI) charge, plus any other policy charges and fees, if Continue reading “What Is Universal Life Insurance”

The Ins And Outs Of Whole Life Insurance Rates

[ad#ad-1]

When it comes to searching for the best whole life insurance rates, there are two key concepts: extensive research and shopping around. Can you think of another item, aside from your home, that you’ll be making as many payments on as your life insurance policy? This investment has a time frame of decades; be assured that Continue reading “The Ins And Outs Of Whole Life Insurance Rates”

Online Insurance Quotes Tips

[ad#ad-1]

Gone are the days when you would have to physically go to insurance companies just to find the perfect insurance plan that suits your needs. Similarly, the days when an agent was necessarily between you and good life insurance are gone, because now online insurance quotes are easily found, and often Continue reading “Online Insurance Quotes Tips”