Since you’re making a financial decision that you could be paying into for decades, reliability of the institution that you choose is obviously key. While market cap is in itself no guarantee that you can count on your insurance company to be around 100 years from now (heard of AIG?), it probably still makes sense to look at a few of the the top rated life insurance companies, based on a recent asset size. Disclaimer: with all the financial turmoil of late, a list of the top three or top ten life insurance companies probably shouldn’t be considered too firm, if they are based on market capitalization. That measure is just too volatile nowadays. Still, it might be worthwhile to list a few of the largest US Insurance companies to help you decide where to start your search for life insurance.
[ad#ad-2]
Right up there on the list is MetLife, Inc. MetLife is dedicated to providing diversity in their services. This allows them to cater to the different needs of their clients in different financial brackets. MetLife is also focused on innovating their corporate culture and changing of how insurance companies are perceived. The key focus here is empowering their employees to succeed. As their people get happier in doing their jobs, so do their customers.

Another old stable firm is Prudential Financial, Inc. Founded in 1895, Prudential Financial has remained strong all throughout its existence. The company has helped shape the lives of many people. It is the epitome of strong leadership and social responsibility. Prudential’s wise business decisions and sound investments are the key measures that have made it possible for it to stay on top of things. In the 1990s, Prudential has a consolidated asset that reached more than $100 billion USD. This has to have their customers sleeping well at night.

Another that belongs high on the list of the top life insurance companies is Lincoln National Corporation. There are three critical business strategies that Lincoln National Corporation focuses on. These are Wealth Accumulation Protection, High Net-Worth, and Buyer Behavior of Baby Boomers. The reason for this business strategy is to continue providing value-add services to its clients and customers and yes, even to their employees. Wealth Accumulation protection is focused towards the future. This strategy’s goal is the success of the company and its policy holders and stakeholders for the next generation of insurance coverage policies. High Net-Worth is simply the investment return for those who have assets that are worth more than $1 million. Buyer Behavior of Baby Boomers refer to the economic, financial, and political influence of about 80 million Americans who have no retirement plans yet.

You can do a search to round out the current top 10 life insurance companies, but as I say, it would be subject to rapid change.
[ad#ad-3]