Instant Whole Life Insurance Quote

The Internet has really simplified the process of getting life insurance, and whole life insurance quotes are readily obtainable with a quick search. Let’s start with a definition of whole life, and then move onto a caveat that you have to keep in mind when you are tempted to buy based on an instant life insurance quote of any kind. Continue reading “Instant Whole Life Insurance Quote”

The Ins and Outs of Cheap Term Life Insurance

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If you are contemplating investing your money in life insurance, it would be good to check out the different kinds of insurance available for you. You can check out rates for a term life insurance policy for it is probably the most inexpensive and uncomplicated form of life insurance today. Cheap term life Insurance is readily available; you just have to check for the rates from different companies so that you can get the best deal. Continue reading “The Ins and Outs of Cheap Term Life Insurance”

How Does Term Life Insurance Work

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If you’re confused as to how term life insurance works, you’ve come to the right place. Of all the forms of life insurance term life is the simplest conceptually and I promise that by the end of this article you will completely understand it. The main quality that a term life policy has is that every aspect of it is clearly defined. You pay a fixed amount each month, known as the premium, to the insurance company in return for their promise that if you Continue reading “How Does Term Life Insurance Work”

Life Insurance Sales Leads

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Obviously finding a way to quickly and systematically get high-quality life insurance leads is what it is all about when it comes to life insurance sales. Before the Internet, agents employed all sorts of creative and interesting methods to acquire or create insurance sales leads. Direct mail campaigns, educational seminars, or mini events in places where potential prospects might congregate (i.e. a mall) were a few methods commonly employed. Agents still rely on real-world face-to-face meetings for creating rapport and trust as well as a list of callbacks. The Internet however, just Continue reading “Life Insurance Sales Leads”

Guaranteed Life Insurance

Maybe all the direct mailings and ads on the Internet have finally got you thinking that life insurance is something you had better purchase. Well it’s understandable, because if you have loved ones who would be negatively impacted by your sudden absence, a life insurance policy really is something you should look into. But maybe you know that your health is not perfect, or maybe you haven’t had a check up in years and the thought of a complete physical makes you a little nervous. Continue reading “Guaranteed Life Insurance”

Instant Life Insurance Quote

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As bombarded as we are with life insurance advertising, it might seem as though it is an easy task to very quickly arrive at a very inexpensive solution to all of our life insurance needs. Well, there’s no doubt that an instant life insurance quote can be found very easily on the Internet or via direct mail advertising, but can you be sure that insurance which you buy in this way is the very best choice for you and your family? After all, you pay into most life insurance policies for decades: is this really a decision you want to make that quickly? Now make no mistake, there are plenty of reputable companies online that you can count on to deliver insurance at a good price. As an example, Kanetix offers the most comprehensive insurance marketplace to compare travel insurance quotes so you can enjoy your vacation. It’s really about doing your homework.

One of the main shortcomings of instant life insurance quotes is Continue reading “Instant Life Insurance Quote”

Term Life Insurance vs. Whole Life Insurance

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Few people would argue the point that life insurance is a necessity, to protect the financial well-being of those you love should you pass away during your prime earning years. The question is, what is the best life insurance to purchase? Let’s take a quick look at the relative merits of the two most popular forms of life coverage: term life insurance vs. whole life insurance. Continue reading “Term Life Insurance vs. Whole Life Insurance”

Buy Term Life Insurance Online-Here’s Why

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If you are trying to ensure that you are getting the best price for your term life policy today, possibly the best way is to buy term life insurance online. Insurance is a massive industry these days, with seemingly many more small players than there used to be, and this means that there is more competition than ever. This is good for you because it means that you have a lot of choices when it comes time to comparing term life insurance cost. Keep in mind that as there are many other Continue reading “Buy Term Life Insurance Online-Here’s Why”

Combine Annuities Into The Fixed Indexed Annuity

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At one point, investors had two options; these were either traditional or variable annuities. Traditional annuities were met with several complaints. One of them was that the annuity account wasn’t tied to the markets, so investors couldn’t make money when it went up. And while variable annuities allowed for investors to reap the benefits of a rising market, they were also faced with high commission and risk; all because the market could go down. To solve this problem, life insurance companies combined the two into what we know as the fixed indexed annuity. Continue reading “Combine Annuities Into The Fixed Indexed Annuity”

Key Man Insurance And Corporate Planning

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Key man life insurance, also known as key person insurance, exists to protect companies from the loss of people who are vital to the function of their business. The idea is that a contribution of some employees is so large that the risk their potential loss is worth paying to ensure against. We are not talking about typical employees here, we’re talking about employees with super-specialized knowledge or those who bring a completely original or unique contribution to an enterprise. They could be Continue reading “Key Man Insurance And Corporate Planning”